Personal Protection and Peace of Mind
When was the last time you checked your personal protection? Do you know what you are covered for and when you would be eligible to make a claim?
ChoiceMortgages UK Ltd Blog
Everything you need to know about Critical Illness Cover
Hopefully, critical illness coverage, or catastrophic illness insurance, is something that you will never have to use. But unfortunately, the costs involved in a significant health emergency, such as cancer, heart attack, or a stroke, are too exorbitant for a regular health plan. As a result, people often include critical illness coverage in their budget […]
Why should I get a mortgage agreement in principle?
There are various reasons why you should consider getting a mortgage agreement in principle, or sometimes referred to as a decision in principle.
Should I put my life insurance in trust?
A trust is a legal entity and by placing a life policy in trust, it has many benefits. The proceeds of the life insurance policy will bypass the deceased’s estate and as such beneficiaries will receive the money quicker and without any inheritance tax implications. It also gives the policyholder greater control over who receives […]
The benefits of buying a home over renting
For many people in the UK, the decision to take the plunge and invest in owning property versus renting marks a significant milestone in their lives. Embarking on this journey can be complex and riddled with questions. However, with a little due diligence and the right help, it is possible to forge forwards confidently and […]
The Evolution of Mortgage Lending in 2024
Notable shifts in mortgage lending in the UK are poised to impact the real estate market in 2024. As we anticipate a return to pre-Covid lending levels, understanding these changes is crucial for anyone looking to purchase property and with the help of this comprehensive overview, we’ll explore what lies ahead. Current trends and predictions […]
Why use a mortgage broker?
You might ask what do they do that you can’t? Why should you pay for their services when you could do it yourself for free? There are many costs when you move home or remortgage, a mortgage broker should be considered a part of the overall process. Don’t be put off by the fee and […]
Is Now a Good Time to Buy a House?
Like many of life’s big milestone moments, deciding to go ahead and buy a house can be exciting and nerve-wracking. Knowing when is the best time to buy is also tricky. If we lived in a perfect world, you’d time your purchase perfectly when property prices and mortgage rates were at their lowest. However, predicting […]
When is the Ideal Time to Buy a House?
If you decide to buy a house, it is a huge investment and requires careful consideration, especially, when interest rates are on the rise. From finding the perfect property to choosing which mortgage is right for you and the application process, not to mention increasing inflation and the cost of living, you might be wondering […]
Choosing a Fixed-Rate or Tracker Mortgage: Which One’s Right For You?
It’s downright dizzying in these complex times, even when making relatively small choices like where to plan your next weekend trip or even important ones like making time to update your insurance provider. Never mind the mammoth task of deciding which mortgage is right for you. You might be a first-time buyer scouting the market […]