Independent insurance broker
Helping you protect your home, family and income.
Finding peace of mind for you and your family
The most important things in life are worth protecting. At ChoiceMortgages UK Ltd we give independent advice on a number of insurance products; including life insurance, critical illness cover, income protection and home insurance.
There can be confusing terminology to understand and time consuming to compare different products from different companies. We have been doing this for over 25 years and help you to reach the best outcome for your situation.
We initially take the time to understand your circumstances in detail, budget available and long-term plans before we review the market and then present you with the most suitable policies. There are no fees for our advice and support, we offer consultations in the office, over the phone or on a video call. Typically, we will provide you with a proposal within 2 working days of our first conversation.
We want to ensure you are financially resilient should an unexpected event arise.
Life Insurance
Life Insurance, sometimes referred to as Life Assurance, allows you to protect your family in the event of your death, during the policy term.
Critical Illness Cover
Critical illness cover is an important part of your insurance planning. It is designed to pay out a lump sum if you are diagnosed with one of the critical illnesses covered in your policy.
Income Protection
If you are unable to work due to an accident or sickness you would struggle to maintain your financial commitments and therefore support your family. Income protection is designed to replace loss of earnings until you are physically able to return to work.
Home Insurance
You may be moving into a new home or have an existing policy; we can help you with the most suitable policy in the most cost-effective way.
Redundancy Cover
If you were unfortunately and unexpectedly made redundant you would struggle to maintain your mortgage payments, let alone other household costs and bills. This, in addition to the redundancy, is stressful for you and the family. Redundancy cover is designed to offer peace of mind should redundancy occur. The cover will typically provide a monthly income after four weeks, up to a maximum period of 12 months.
Landlords Insurance
Landlords insurance is a specialist insurance which is essential for anyone who is renting out a property as a landlord, covering the property itself. Landlords or buy-to-let insurance provides peace of mind by protecting the building and if required, possessions from loss or damage. There are additional products available such as legal cover and rent arrears protection. We will guide you through the best cover available at the time.
Email sign up
Enter your email address below to hear directly from our expert team. We'll keep you informed and up to date with key mortgage and insurance news throughout the year.
Alisha Wright
Tony gave me excellent helpful advice. He talked me through everything and gave me available different options on mortgages and life insurance. He checked in with me regularly during the long process of buying.
Would happily recommend
What makes the ChoiceMortgages UK Ltd insurance approach unique
We do:
- Offer truly independent advice, with access to all UK insurance providers
- Advise and arrange insurance cover at no additional cost
- Take the time to understand your requirements and tailor a package that meets all your insurance needs
- Help with complex insurance needs which may include medical problems and hazardous sports
- Consider existing policies and employer provisions when making recommendations
We don't:
- Have a tie to one provider or work from a panel, therefore a truly independent adviser
- Charge you any fees for advising or arranging insurance
- Give advice on a one policy fits all basis
- Exclude complex insurance cover, we have over 25 years of experience in this area
