The Bank of England has voted to reduce the base rate by 0.25% for the second time this year, taking it to 4.25%. The Bank has regular committee meetings to decide what should happen to interest rates. The aim is to keep on track with inflation targets and maintain a healthy economy. Inflation is currently […]
Deciding on buying a home is an exciting time, but it can be riddled with uncertainties, making the process time-consuming and complex. The UK’s average timeline for purchasing a property is about six months, and based on different factors; this can vary. Still, things like your financial situation, the type of property you’re investing in, […]
Your insurance policies are there to protect the most important things in your life. You already know that having the right type of insurance is going to give you peace of mind. So, it stands to reason that you should shop around to see if your current insurance is still the best fit for you. […]
If, in these uncertain times, you’re a first-time buyer, you might be grappling with whether you should fix your mortgage and, if so, for how long. To help make your decision easier, we’ve weighed the pros and cons of fixing your mortgage interest rate in this helpful guide. Fixed-rate mortgages First and foremost, what does […]
Whether you’re a first-time buyer or a seasoned property investor, having a trustworthy and knowledgeable advisor is essential to obtaining a mortgage. With the right help, you can navigate the complex and ever-changing world of mortgages and find the best alternatives and rates to make the best-informed choice. Choosing the right professional should take into […]
The decision to take out a mortgage can very well be one of the biggest decisions you will make in life. Then once you’ve made the decision to take the plunge and do it, you’re faced with what feels like so many obstacles in the form of admin and processes. Preparing for your loan application […]
Buying your first home (or any property for that matter) is one of life’s biggest, most memorable events. It is often representative of hard work, perseverance, and patience. Unfortunately, it is also one of the most expensive things you’ll commit to doing, perhaps for the longest period of your life, too. You’re going to want […]
There was a time when personal investments were the go-to option for buy-to-let property purchases. However, since the UK government introduced legislative changes to Section 24, more and more property investors are now choosing SPV (special purchase vehicles) options in the form of limited companies.
When was the last time you checked your personal protection? Do you know what you are covered for and when you would be eligible to make a claim?
Hopefully, critical illness coverage, or catastrophic illness insurance, is something that you will never have to use. But unfortunately, the costs involved in a significant health emergency, such as cancer, heart attack, or a stroke, are too exorbitant for a regular health plan. As a result, people often include critical illness coverage in their budget […]
