From 20th November, the FCA has confirmed new guidance for homeowners who are struggling financially due to coronavirus. The mortgage payment holiday scheme, first announced in March and then extended in May, has been further extended until 31 March 2021.
Help to Buy has assisted many buyers to secure a new build home since it was launched in 2013. However, the scheme is due to change significantly. The current scheme will close to new applications on 15th December so buyers hoping to use it are running out of time. Both developers and purchasers who are […]
Is it insurance or is it personal protection? Honestly, they are one and the same. Both are designed to give you and your family security and peace of mind should the worst happen. With recent events and considering how the world is changing rapidly, it would be no surprise if your personal and financial circumstances […]
With the property market still in the early stages of recovery and lenders criteria changing regularly, it’s worth being pro-active and following some of these tips to maximise your chances of mortgage approval:
Mental health is everyone’s business. It is the single largest cause of disability in the UK, significantly higher than cancer or heart disease and affecting one in four people every year.
New guidance has been issued to lenders about how they should support borrowers coming to the end of their agreed pause in payments. The Financial Conduct Authority (FCA) has said mortgage borrowers will still receive help from lenders if they continue to face payment difficulties due to coronavirus. The regulator wants to make sure that […]
Today marks national fitness day across the UK, which is designed to raise awareness of the importance of leading a healthier and active lifestyle. Regular exercise can help reduce the risk of major illnesses such as heart disease, stroke, diabetes, and cancer by up to 50% and even lower the risk of death by 30%.
Many shop around to get the best deals, but what about when it comes to your mortgage? A mortgage is a massive financial commitment, so it goes without saying that you may be sceptical to change something you’re so familiar with. However, did you know that remortgaging comes with many benefits? And the biggest benefit […]
We’re actively managing the evolving impact of the coronavirus outbreak. During the pandemic, substantial changes are happening across the market, with some changes taking place hourly. We are working our hardest to ensure you have all the relevant information you need.
We hope you find the below information helpful during what is an uncertain time for many. As your advisers, we want you to know we are here to help in any way we can. If you have any questions around either engaging your lender or more broadly around your mortgage, protection policies or the wider […]
