Deciding on buying a home is an exciting time, but it can be riddled with uncertainties, making the process time-consuming and complex. The UK’s average timeline for purchasing a property is about six months, and based on different factors; this can vary. Still, things like your financial situation, the type of property you’re investing in, […]
If, in these uncertain times, you’re a first-time buyer, you might be grappling with whether you should fix your mortgage and, if so, for how long. To help make your decision easier, we’ve weighed the pros and cons of fixing your mortgage interest rate in this helpful guide. Fixed-rate mortgages First and foremost, what does […]
When was the last time you checked your personal protection? Do you know what you are covered for and when you would be eligible to make a claim?
Hopefully, critical illness coverage, or catastrophic illness insurance, is something that you will never have to use. But unfortunately, the costs involved in a significant health emergency, such as cancer, heart attack, or a stroke, are too exorbitant for a regular health plan. As a result, people often include critical illness coverage in their budget […]
For many people in the UK, the decision to take the plunge and invest in owning property versus renting marks a significant milestone in their lives. Embarking on this journey can be complex and riddled with questions. However, with a little due diligence and the right help, it is possible to forge forwards confidently and […]
Notable shifts in mortgage lending in the UK are poised to impact the real estate market in 2024. As we anticipate a return to pre-Covid lending levels, understanding these changes is crucial for anyone looking to purchase property and with the help of this comprehensive overview, we’ll explore what lies ahead. Current trends and predictions […]
Like many of life’s big milestone moments, deciding to go ahead and buy a house can be exciting and nerve-wracking. Knowing when is the best time to buy is also tricky. If we lived in a perfect world, you’d time your purchase perfectly when property prices and mortgage rates were at their lowest. However, predicting […]
If you decide to buy a house, it is a huge investment and requires careful consideration, especially, when interest rates are on the rise. From finding the perfect property to choosing which mortgage is right for you and the application process, not to mention increasing inflation and the cost of living, you might be wondering […]
It’s downright dizzying in these complex times, even when making relatively small choices like where to plan your next weekend trip or even important ones like making time to update your insurance provider. Never mind the mammoth task of deciding which mortgage is right for you. You might be a first-time buyer scouting the market […]
In an effort to quell concerns over rising inflation and anxiety over high-interest rates, there is a new commitment in place to support borrowers and their households. The Mortgage Charter is the outcome of meetings led by Chancellor Jeremy Hunt, together with the primary lenders and the Financial Conduct Authority (FCA). The charter is aimed […]
