Home Mover Advice
Whether this is your first time moving, or whether you have experienced several house moves - moving home can be very stressful.
If you have a property to sell, coordinating your sale and purchase takes time. For this reason you need to ensure that you have an experienced estate agent and solicitor onboard to help ypu.
You will also have important financial decisions to make. If you require a mortgage in order move, this may feel daunting too. This is why we recommend using an experienced mortgage broker who can discuss your requirements and make a suitable recommendation based on your needs.
Porting a Mortgage vs Switching a Mortgage
Porting a Mortgage
- You might be able to avoid an early repayment charge.
- You can keep your current product, which is good news if the rate is low.
- You can still consider additional borrowing with the same lender.
- A new application is required.
- You may benefit from another lender's policy criteria.
- You can review all products in the market and may find something cheaper.
- You can choose a different type of mortgage product.
- A new application is required.
How we can help
Whether you want to port your mortgage and remain with the same lender, or are considering a new mortgage lender - we can help.
We have access to the whole mortgage market and can review all aspects of your mortgage. We discuss your requirements, establish your needs and make a recommendation to you. We guide you through the entire process and are on-hand throughout your house move journey.
If you have any questions regarding the house buying process, our team of advisors will be able to help.
Confused about the process?
Our moving home guide will take you through the journey; including how your mortgage be affected, the moving costs you can expect and other practical tips to consider. Read our Moving Home Guide.
Moving home mortgage advice
Your local independent mortgage experts
- We have access to all lenders including some exclusive products
- We are able to clarify your borrowing potential within 20 minutes
- Obtain an agreement in principle prior to viewing property
- Available Monday to Saturday to answer any queries
Call us on 01780 480600Speak to an adviser
The Walden Family
We have used Choice Mortgages for the last 19 years, as it's not just a product they provide, but a fully invested service. They can always be relied upon to listen to your needs and find the solution that best works for you, whether that be with your mortgage or your protection policies. When my wife was diagnosed with multiple sclerosis, it was Choices that went the extra mile to help me sort through existing policies that were unsubstantial for our needs. They then helped us find the products that would be there when we need them.
They can always be relied upon to listen to your needs and find the solution that works best for you.
Their service is friendly, to the point of feeling like one of the family. They are always there for you on the phone if you have questions and I wouldn't consider using anyone else to put our needs first. When friends tell me that they are needing to change their mortgage or insurance policies, I say, “Go to Choice Mortgages.” I can't recommend them highly enough. A top class service that's with you every step of the way.
We can help your find your perfect mortgage
Our mortgage brokers have an unbiased view of the whole market
Based in Stamford, Lincolnshire
Providing mortgage and insurance advice nationwide.
Choice Mortgages is an independent mortgage broker; having access to thousands of mortgage and protection products on the market. Our office has been located in Stamford for over 20 years and we have a team of professional advisers with a vast amount of experience.
We offer a free no obligation consultation and help you find the most suitable solution. Understanding lenders criteria and how you are eligible for a mortgage is paramount.
We provide a dedicated personal service and work closely with you every step of the way; organising the paperwork and taking care of the entire application process, making the transaction far less stressful for you. We know lives are busy and we can alleviate the time pressure, by offering telephone or face-to-face appointments.About Choice Mortgages