Independent Mortgage Broker Lincoln
ChoiceMortgages UK Ltd has been helping the people of Lincoln find the best mortgage deals for over 25 years.
Independent mortgage and insurance broker in Lincoln
ChoiceMortgages UK Ltd is ready to help with your mortgage and insurance requirements.
We are an independent mortgage broker. Based in Lincolnshire since 1999 we are at the heart of the community.
Our team of advisers have over 100 years of experience between them, providing you with a dedicated personal service. We take the time to get to know you, to understand your individual needs and what you are looking to achieve, before advising you on the best mortgage for your circumstances.
First Time Buyers
If you’re a first-time buyer in Lincoln, looking to take your first step on the property ladder, our expert team are here to help. We offer a free initial consultation. We’ll guide you through the whole process, finding the best mortgage for your needs and helping you secure your very first home!
Home Movers
Whether you’re looking to move into Lincoln, or are moving away – we can help make the process smooth and straight forward. Our team have decades of experience helping people take that next step, whether you’re up-sizing, down-sizing or just looking for a change of scene. We can find the most appropriate mortgage for your circumstance, and guide you through the mortgage application process keeping everything on track.
Remortgaging
Remortgaging can be a great way to release some equity, funding property renovations, extensions or loft conversions for example. Remortgaging may also be an option if you’re looking to lower your monthly payments, or pay off your mortgage sooner than expected. Whatever your reasons for remortgaging our team can guide you through the process.
Buy-to-Let Mortgages
If you’re looking to invest in property then chances are you’ll need a buy-to-let mortgage. Whether you’re looking to buy a second home to enjoy with your family and rent out the rest of the year, or you’re building a portfolio of multiple properties, our expert team are here to help. We have expert knowledge of buy-to-let mortgages, and as an independent broker we’re able to find the best deals for our clients, helping you achieve your goals.
What kind of mortgage do you need?
First Time Buyers
Buying your first home should be exciting, not daunting. There is a lot to thing about. ChoiceMortgages UK Ltd will help guide you through the process step by step.
Moving Home
This can be an exciting time for you, and we will make sure the process to get you the keys is smooth and efficient. We aim to reduce the stress by taking the workload off you.
Remortgage
If you are looking to remortgage ChoiceMortgages UK Ltd will help every step of the way. When your current product rate ends we'll recommend the most suitable options available.
Buy to Let Mortgage
Due to recent changes, navigating your way through buy-to-let mortgage options can be complicated and is an area where we have significant experience.
We'll find the perfect mortgage for you
As independent mortgage brokers we have an unbiased view of the whole market.
What we offer our mortage and insurance clients in Lincoln
As an independent mortgage broker we offer our clients in Lincoln access to the whole of the mortgage market. We can approach any lender on your behalf, ensuring we can find the best deals and the most appropriate mortgages for your circumstances.
Expert advice
With nearly 100 years of combined financial experience, we offer the very best guidance in both the mortgage and insurance sectors to clients in Lincoln.
We are available
We can often book you an initial appointment within 24 hours. We will aim to be as flexible as possible. Our team are based in south Lincolnshire, just an hour from Lincoln.
Knowledgeable
Our clients trust that we are constantly in touch with lenders and insurance companies gaining access to the latest and most suitable products. We keep up to date with national trends and the local housing market across Lincolnshire.
Access to the whole market
We work with a wide range of lenders and insurance providers, ensuring you have access to the most competitive offers available in the market. This is the benefit of an independent mortgage adviser.
A bespoke approach
Every client is individual to us. We take the time to understand your financial situation and goals, and tailor our advice to suit your needs. We understand the local market in and around Lincoln and can tailor our advice and support to suit.
Transparency and communication
We ensure you understand every step of the process, we are clear about any fees or charges involved from the start. No surprises! We pride ourselves on providing a quality, local service for clients across Lincolnshire.
Ongoing support
From initial consultation to post-transaction advice, we are here to support you and will be proactive even after your offer is complete. Our relationship doesn’t end when your offer is agreed.
Reputation
We have worked hard over many years to establish our reputation across Lincolnshire; we are proud of it. Our approach and service mean we are constantly being recommended in the local area and further afield.
Independent Mortgage Advice for the People of Lincoln
Lincoln is a historic city in the East Midlands of England, known for its rich heritage, medieval architecture, and ancient hilltop cathedral. Originally established as a Roman settlement named Lindum Colonia, Lincoln grew into a significant medieval center, particularly during the Norman period.
The city’s most prominent landmark is Lincoln Cathedral which was once the tallest building in the world! The cathedral dominates the skyline is a striking example of Gothic architecture. Nearby, Lincoln Castle, built by William the Conqueror, houses a copy of the Magna Carta and offers panoramic views of the city.
Lincoln’s Steep Hill is a famously inclined cobbled street. It connects the historic area surrounding the castle and cathedral to the more modern city center. Today, Lincoln blends its heritage with a vibrant cultural scene, a thriving university, independent shops and regular events such as the Lincoln Christmas Market.
Choice Mortgages UK Ltd are proud to serve the people of Lincoln, offering independent mortgage and insurance advice with free consultations and access to a wide range of lenders and brokers.
If you’re looking to buy your first home, move house, invest in buy-to-let property or remortgage to find a better deal or release equity, our team are here for you.
Emma
The team at ChoiceMortgages UK Ltd has provided me with a fantastic consultative service for over 10 years. I've had absolute peace of mind that everything related to my mortgage, home insurance, life insurance and critical illness insurance is in hand. Nicola and the team have always given me informed guidance and I've had every confidence in their recommendations and products.
A first-class service that I wouldn't hesitate to recommend.
