Money Saving Hub
Your mortgage is likely to be one of the biggest costs of running your home. It isn't the only one.
Making Your Money Go Further
We’ve spent over 25 years helping our clients across Stamford and the surrounding area find the right mortgage and insurance products. In that time we’ve had many conversations about the costs of running a home.  While the mortgage is usually the largest single commitment, is only ever part of the picture. Utilities, broadband, mobile, insurance, the things that need fixing along the way: they add up quietly, and most of them go unreviewed for years at a time.
Our relationship with clients is often more than just mortgages and insurance, it also doesn’t end when the paperwork is signed. We’ve pulled together some areas to consider when looking to reduce the costs of running your home, for now and in the future.
Your Household Bills
Could you reduce your utility, broadband or mobile costs?
We've partnered with Utility Warehouse, who bring a range of household services together in one place. If you haven't looked at these bills for a while it could be worth exploring and finding out what savings or offers are available. Start the conversation here:
Your Home
Could remortgaging help fund improvements?
If you're thinking about a kitchen, an extension or a loft conversion, remortgaging is sometimes a cheaper way to fund the work than other forms of borrowing. Whether it's the right route depends entirely on your circumstances.
Your Mortgage
Could a review save you money?
If your fixed deal ends within the next six months, or it's simply been a few years since anyone looked at it, it's worth a conversation. When a deal ends, most people move onto their lender's standard variable rate automatically, and that's rarely the best outcome.
Your Protection
Would your family be financially secure if things changed?
Protection policies often include benefits people forget they have — things like remote GP access or counselling sessions. If you took your cover out some years ago, it's worth checking what's actually included and whether it still fits your circumstances.
The Utility Warehouse Partnership
We’ve partnered with Erica Cave, an authorised Utility Warehouse Partner, who brings together a range of household services including utilities, broadband and mobile.
With Utility Warehouse there is an opportunity to reduce your household bills. The personalised quote Erica prepares will show what is available for you. This will require you to have your current suppliers and bills available.
Utility Warehouse is a UK company regulated by Ofgem, Ofcom and the Financial Conduct Authority.
Choice Mortgages, always looking to make your money go further.
