Independent Mortgage and Insurance Broker, Author at ChoiceMortgages UK Ltd

Beware of Conditional Selling

Posted on 15 July 202515 July 2025

What is Conditional Selling? Conditional selling occurs when an estate agent strongly encourages a home buyer to use their in-house services. This could be a recommended mortgage broker, solicitor or financial advisor, for example. Estate agents may claim that choosing to use their in-house providers will speed up the process of buying a home, make […]

Bank of England reduces base rate to 4.25%: how could this effect UK mortgages?

Posted on 8 May 20258 May 2025

The Bank of England has voted to reduce the base rate by 0.25% for the second time this year, taking it to 4.25%. The Bank has regular committee meetings to decide what should happen to interest rates. The aim is to keep on track with inflation targets and maintain a healthy economy. Inflation is currently […]

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Author: Independent Mortgage and Insurance Broker

Beware of Conditional Selling

Bank of England reduces base rate to 4.25%: how could this effect UK mortgages?