We’re delighted to announce that Fiona Pinto has joined ChoiceMortgages UK Ltd as our new Mortgage & Protection Consultant, marking an exciting new chapter in the continued growth of our business. As our client base continues to expand and enquiries increase, it is important to us that we maintain the high standards of service, advice […]
On 26 February 2026, Nicola Bentman celebrates 25 years with ChoiceMortgages UK LTD in Stamford, a remarkable milestone in an industry that has seen extraordinary change. When Nicola joined the firm in 2001, the average UK house price stood at £137,230. Today it’s closer to £291,000. The Bank of England base rate was 5.75% then, […]
The November Budget is a roadmap that will shape financial decisions for years to come. From tax thresholds, savings limits and property charges, these measures will influence borrowing capacity and financial planning. It is likely to affect your family finances, cost of living and how you protect what matters most. The budget may affect your […]
What is Conditional Selling? Conditional selling occurs when an estate agent strongly encourages a home buyer to use their in-house services. This could be a recommended mortgage broker, solicitor or financial advisor, for example. Estate agents may claim that choosing to use their in-house providers will speed up the process of buying a home, make […]
The Bank of England has voted to reduce the base rate by 0.25% for the second time this year, taking it to 4.25%. The Bank has regular committee meetings to decide what should happen to interest rates. The aim is to keep on track with inflation targets and maintain a healthy economy. Inflation is currently […]
Deciding on buying a home is an exciting time, but it can be riddled with uncertainties, making the process time-consuming and complex. The UK’s average timeline for purchasing a property is about six months, and based on different factors; this can vary. Still, things like your financial situation, the type of property you’re investing in, […]
Your insurance policies are there to protect the most important things in your life. You already know that having the right type of insurance is going to give you peace of mind. So, it stands to reason that you should shop around to see if your current insurance is still the best fit for you. […]
If, in these uncertain times, you’re a first-time buyer, you might be grappling with whether you should fix your mortgage and, if so, for how long. To help make your decision easier, we’ve weighed the pros and cons of fixing your mortgage interest rate in this helpful guide. Fixed-rate mortgages First and foremost, what does […]
Whether you’re a first-time buyer or a seasoned property investor, having a trustworthy and knowledgeable advisor is essential to obtaining a mortgage. With the right help, you can navigate the complex and ever-changing world of mortgages and find the best alternatives and rates to make the best-informed choice. Choosing the right professional should take into […]
The decision to take out a mortgage can very well be one of the biggest decisions you will make in life. Then once you’ve made the decision to take the plunge and do it, you’re faced with what feels like so many obstacles in the form of admin and processes. Preparing for your loan application […]
