Once your mortgage application has been submitted, the lender starts the assessment process. You will need to provide various documents and there may be several conversations and requests before you hear whether the application has been accepted. Your broker will be liaising with the underwriter at every stage and keep you updated of developments when they occur.Read more…
Mortgage Payment Holiday Extension
From 20th November, the FCA has confirmed new guidance for homeowners who are struggling financially due to coronavirus. The mortgage payment holiday scheme, first announced in March and then extended in May, has been further extended until 31 March 2021.Read more…
Understanding the Help to Buy Equity Loan Extension
Help to Buy has assisted many buyers to secure a new build home since it was launched in 2013. However, the scheme is due to change significantly. The current scheme will close to new applications on 15th December so buyers hoping to use it are running out of time.
Both developers and purchasers who are using the current scheme will be aware of two key dates; a physical completion date for developers of 28th February 2021 and legal completion for buyers of 31 March 2021.Read more…
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